Budget AI
AI MONEY COACH — An expense tracker with an AI coach that roasts your spending
An AI-powered expense tracker and personal money coach. Automatic transaction categorization, shared wallets with split and collab modes, savings goals, subscription tracking — and a Gemini-powered coach that roasts your spending habits daily.
OVERVIEW
AI COACH
TRACKING
COLLAB MODE
GOALS
SUBSCRIPTIONSProject Overview
// THE PROBLEM
Budgeting apps fail because they feel like homework: manual entry is tedious, couples and roommates struggle to track shared spending, and insights arrive as dry charts long after the money is gone.
// THE SOLUTION
Budget AI pairs a React Native app with a Gemini-powered money coach. Transactions are categorized automatically, wallets can be shared with split and collab modes, and the coach delivers daily forecasts and roasts funny enough that users actually come back.
// THE IMPACT
Launched on iOS and Android in 2026 with a 5.0 App Store rating. The roast-style notifications turn expense tracking from a chore into a daily habit, and users have tracked over US$1M in savings.
By The Numbers
App Preview

WALLET OVERVIEW
Total balance, income vs expense, and AI nudges at a glance

ONBOARDING QUIZ
A quick quiz personalizes your money coach

AI PROFILE SETUP
Gemini builds your personal money brain

QUICK ENTRY
Log expenses, income, and savings in seconds

SMART CATEGORIES
Rich category system with custom additions

AI COACH CHAT
Ask for a roast — or a savings plan

COLLAB MODE
Shared wallets show who paid for what

GOAL MODE
Savings goals with progress rings and AI nudges
Core Features
AI MONEY COACH
A Gemini-powered coach that chats, forecasts, and roasts your spending habits — in a tone you choose, from motivational to strict.
EFFORTLESS TRACKING
Quick keypad entry, automatic categorization, receipt scanning, and multi-currency support keep every dollar logged with zero friction.
SPLIT & COLLAB MODES
Shared wallets for couples, families, and roommates — split individual bills or manage a household budget together.
GOAL MODE
Emoji-tagged savings goals with deadlines, progress rings, and AI nudges that push you over the line.
SUBSCRIPTION TRACKING
Recurring bills and subscriptions tracked with renewal countdowns, so nothing sneaks through unnoticed.
PRIVACY & CONTROL
One-tap privacy mode hides balances, and monthly statements export to simple files anytime.
User Flow
ONBOARDING FLOW
- 1Sign in with email
- 2Quick quiz on goals and habits
- 3AI builds your personal money profile
- 4Enable notifications for daily roasts
DAILY TRACKING FLOW
- 1Add a transaction on the quick keypad
- 2Category is suggested automatically
- 3Overview updates balance and forecasts
- 4Coach reacts with nudges or roasts
SHARED WALLET FLOW
- 1Create or join a shared wallet
- 2Toggle split mode on a transaction
- 3Collab mode shows who paid what
- 4Settle up and hit shared goals
Screenshot Gallery

SUBSCRIPTIONS
Recurring bills with renewal countdowns

PRIVACY MODE
Hide balances with one tap

MULTIPLE WALLETS
Switch between personal and shared wallets

COACH PERSONALITY
Pick your coach's tone — fun, neutral, or strict

DATA EXPORT
Monthly statements exported anytime

PREMIUM
Receipt scanning, shared budgets, and advanced coaching
Architecture & Technical Highlights
The system pairs a React Native app (iOS + Android) with an AWS-hosted backend and MongoDB, while Google's Gemini powers the coach — categorization, forecasts, and personality-driven roasts.
- A single React Native codebase ships native-feeling apps on both iOS and Android.
- Gemini generates coach conversations, daily spending roasts, and smart forecasts, and drives automatic transaction categorization.
- The AWS backend serves the API and schedules the daily notification pipeline that delivers roasts to the lock screen.
- MongoDB's flexible document model stores wallets, transactions, goals, subscriptions, and coach conversation history.
- Shared wallets sync across members so split and collab modes always show a consistent picture.
Technology Stack
Frequently Asked Questions
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From first sketch to app-store launch — tell us what you're building and we'll map the way there.
DRIVE MODE
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NEARBY
REPORTS
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